Unexpected fire damage to your kitchen, house or property can be a very stressful and distressing experience. You can be confused and unsure as to how you should proceed. Insurance companies can often add to that confusion and uncertainty.When you engage one of our independent insurance assessors we will act immediately to start your fire damage claims process. We will assess the fire damage, quantify the total cost of repairs and record all relevant details. We will give you professional advice in relation to your insurance claim for fire damage and the support you need to return your fire damaged home or business to normal again.Whether you have suffered from a kitchen fire, an electrical fire, or a house fire, Proxy Insurance Claims Adjuster assessors could prove invaluable! We will help you file a claim with your insurance company in order to ensure you get the maximum payout for your fire and smoke damage claim.
There are several possible compensatory factors to consider when you have a fire damage insurance claim. These include:
Structural damage
Potential lost wages
Additional living
Business interruption loss
Fire insurance coverage, which is typically included in your homeowners insurance policy, covers the costs of damages to your property, personal belongings, and any expenses for lodging and meals above and beyond your normal living expenses, up to the policy limits. As part of your homeowners policy, it’s subject to the same deductible and coverage limits as the rest of your policy. Any detached structures located on your property such as any sheds, fences, or detached garages are also covered by most homeowners insurance policies. Some policies will also help pay for landscaping costs such as damage to trees and shrubs. Personal property damage