Most homeowners insurance policies help cover water damage if the cause is sudden and accidental. Homeowners insurance may help pay for repairs if, for example, your drywall is drenched after your water heater ruptures or an upstairs pipe bursts and water saturates the ceiling below. Depending on what the damage is, two types of coverage within a homeowners insurance policy may apply.Keep in mind, that when it comes to water damage, a homeowner will have to concern themselves with broken pipes, leaky pipes, kitchen and/or bathroom flooding, water damage to the ceilings, walls, or flooring. Their immediate action is crucial. Contact us to assist you notifying your insurer of the loss and the surrounding circumstances associated with the loss.